Fast & Reliable Loans for Students and Entrepreneurs
Get the financial support you need with Sika Prime. Quick approval, competitive rates, and secure mobile money payments. Your trusted partner for personal and business loans.
500+
Happy Customers
30 min
Fast Approval
99%
Success Rate
Why Choose Sika Prime?
We make getting a loan simple, fast, and secure
Quick Approval
Get approved within 30 minutes with our streamlined application process. No long waiting periods.
Secure Payments
Safe and secure mobile money payments through Airtel Money and MTN Mobile Money.
Competitive Rates
Enjoy competitive interest rates and transparent fees with no hidden charges.
Mobile First
Apply and manage your loans from anywhere using your mobile device or computer.
24/7 Support
Our customer support team is available round the clock to assist you with any questions.
Build Credit
Responsible borrowing helps you build a positive credit history for future financial needs.
How It Works
Get your loan in just 3 simple steps
Apply Online
Fill out our simple online application form with your basic information and loan requirements.
Get Approved
Our team reviews your application and provides approval within 24 hours with competitive terms.
Receive Funds
Once approved, receive your loan directly to your mobile money account or bank account.
Our Loan Products
Choose the loan that fits your needs
UNICASH Loans
Designed for students and educational needs
One Week Loan
Quick and affordable loans for university students. Repay in 7 days. Approval within 30 minutes. Collateral accepted: phones, laptops, TVs, fridges, cameras, and gaming consoles
Two Weeks Loan
Provides additional flexibility, allowing students to comfortably manage repayments over a 14-day period.
Three Weeks Loan
Tailored for larger financial requirements, offering a 21-day repayment window with manageable terms.
One Month Loan
Our most extended option under Unicash, providing up to 28 days for repayment—ideal for students with higher expenses and longer financial commitments.
Personal Loans
Flexible financing for your personal goals
4 weeks Loan
1 week Loan
3 weeks Loan
2 weeks Loan
Start Investing Today
Earn up to 50% returns on your investments with Sika Prime's secure and transparent investment platform. Join 500+ active investors building wealth through smart investing.
Ready to Join Sika Prime?
Experience the future of digital lending in Zambia